What makes up the transaction cost
The 4.7% + $0.30 estimate is one transparent transaction cost made up of the Pocketsflow platform, payment infrastructure fee, tax handling when required, and dispute prevention.Pocketsflow platform
Storefront, checkout, digital delivery, analytics, seller tools, and
Merchant of Record service.
Payment infrastructure
The card and banking cost of accepting the payment. The exact amount varies
by payment method, buyer region, and currency.
Tax handling
Tax calculation, collection, filing, and remittance when a sale is taxable.
The tax collected from the buyer is never counted as your earnings.
Dispute prevention
Fraud screening, card authentication, and dispute-prevention checks applied
to the transaction. A dispute itself can carry an additional cost.
How a sale breaks down
A partner commission comes out of the platform portion and does not
not reduce your earnings a second time. An affiliate commission is funded from
the seller’s share and is shown separately.
Worked examples
These examples use a US domestic card, no sales tax, no currency conversion, and no affiliate commission. They match the pricing page headline of 4.7% + $0.30.
The order detail is authoritative: it uses the settled payment and shows the
exact cost rather than applying a generic percentage after the sale.
Common adjustments
The final amount can differ from the domestic-card examples when any of these apply:Where to see the exact amount
Open Orders and select a transaction. The Payment breakdown shows:- What the customer paid.
- Tax collected and remitted.
- The total transaction cost and its effective percentage of the pre-tax sale.
- Pocketsflow platform, payment infrastructure, tax handling, and dispute prevention as separate lines when they apply.
- The exact amount added to your balance.