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Pocketsflow accepts payments through integrated providers, so you never have to register with a gateway, hold a merchant account, or write any payment code. Buyers pick a method at checkout, the provider captures the money, and your share is routed to your connected payout account automatically.
Card payments on Pocketsflow are processed by our payment infrastructure. When you connect your payouts account once, our payment infrastructure collects each payment, deducts fees, and forwards your share to you. You can read more about the money flow in Payouts and Pricing & fees.

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Available methods

Cards

Visa, Mastercard, American Express and other major debit/credit cards, processed through our payment infrastructure powering Pocketsflow checkout. This is the default for most buyers.

PayPal

Buyers pay with their PayPal balance or any method linked to their PayPal account, via a separate PayPal button when you’ve connected a PayPal merchant account.

Apple Pay & Google Pay

On supported devices and browsers, our payment infrastructure surfaces the buyer’s saved digital wallet (Apple Pay / Google Pay) for one-tap checkout.

Local methods (iDEAL, Bancontact, Pix, …)

Buyers in supported countries see the method they actually use — iDEAL in the Netherlands, Bancontact in Belgium, Pix in Brazil, and more — on every seller’s checkout by default. Availability still depends on the buyer’s country, currency, and device.

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How each method works

  • Cards — the default path. Pocketsflow checkout is powered by our payment infrastructure: you connect your payouts account once, and it routes your share of every card sale to it automatically. The card brand and last four digits are stored on the order so you can identify a payment during support.
  • PayPal — offered as a separate button at checkout when you’ve connected a PayPal merchant account (not a Settings → Checkout toggle — the payments partner does not present PayPal inside the card form). PayPal settles in its own currency and has its own refund flow (see Refunds & disputes).
  • Digital wallets — Apple Pay and Google Pay appear automatically inside the card flow when the buyer’s device supports them; no extra setup is required on your side.
  • Local methods — iDEAL, Bancontact, SEPA, Pix, and other regional methods are on by default for every seller. Buyers only see the methods that work in their country (a Dutch buyer sees iDEAL; a Belgian buyer sees Bancontact). There is no per-method toggle in Settings — they appear automatically.
Which methods a given buyer sees depends on:
  • Their country, currency, and device. Cards, wallets (Apple Pay / Google Pay), bank debit, and local methods such as iDEAL, Bancontact, and Pix show automatically to buyers who can use them. Settings → Checkout is where you set 3D Secure — saving also updates your connected payouts account. This applies to hosted checkout, POST /checkout/sessions, and the embedded/popup payment form — there is no per-session payment-method parameter.
  • Their country and currency (see Available countries).
  • The device and browser they check out on (wallets only show on supported ones).
  • Which providers you’ve connected and what the payments partner can offer on your account.
If you embed checkout on your own site, the iframe must allow Payment Request (allow="payment"). The popup script sets this automatically; a raw iframe without it shows Card only. See Checkout page.

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What the buyer sees at checkout

The Pocketsflow checkout renders inside your storefront and collects:
  • The buyer’s email (used to deliver the product and receipt).
  • Their name and, where a provider requires it, a billing address (country, state, postal code) — this is also what determines any tax line.
  • The payment method they choose from the methods above.
After a successful payment the buyer is redirected to your success page and receives a purchase confirmation email with an order reference. See the buyer side of this flow in How to purchase and Payment methods for buyers.

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Test mode vs live mode

Every account runs in test mode or live mode, toggled from your dashboard. Test mode is a fully separate world: test orders, customers, subscriptions, and analytics never mix with live data.
1

Stay in test mode while you build

Use each provider’s test cards/credentials — no real money moves. The standard test card is 4242 4242 4242 4242 with any future expiry and any CVC.
2

Run a full checkout as a buyer

Buy your own product end-to-end from the country and device you expect real buyers to use. Confirm the order appears under Orders and the confirmation email arrives.
3

Switch to live mode

Only after checkout works end-to-end. Live mode requires your payout account to be connected and, for real payouts, business verification to be complete (see Payouts and Account & security).

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Troubleshooting

Confirm the buyer’s country, currency, and device support the method. Digital wallets only appear on supported browsers (Apple Pay on Safari / iOS; Google Pay on Chrome / Android). There is no per-method toggle under Settings → Checkout — offered methods stay on. 3D Secure is the seller control on that page.Local methods (iDEAL, Bancontact, Pix, and the rest) are enabled on every checkout. The payment form decides which ones to show from the buyer’s country, currency, and device. Hard-refresh after changing 3D Secure so checkout uses a new session. If a method is missing, check the billing country in the form matches where the buyer actually is.On an embedded checkout, also confirm the iframe allows Payment Request (allow="payment"). The official embed script sets this; a hand-rolled iframe without it will show Card only. Hard-refresh so you are not on a cached copy of the embed script.
Make sure you’re in test mode and used a test card. Live cards are declined in test mode and vice-versa. If it still doesn’t appear, check that the checkout finished on the success page.
Look the order up under Orders, confirm its status, and use Resend receipt on the order. If no order exists, the charge likely failed or is pending — ask the buyer for the email and card last four to match it.
If something still looks off, see Contact support.